Personal Contract Hire PCH

Personal Contract Hire (PCH) or Lease Purchase is a form of long term rental. This is perfect for those who know they will be looking to move in to another car once the car finance agreement period is over.

PCH works in a similar way to Personal Contract Purchase (PCP) but the main difference is that the ownership of the vehicle will not be assumed at the end of the agreement period. Instead, the car would be handed back by you without any further financial obligation or one-off payments. At this point however another vehicle could be chosen under the same scheme (subject to credit and status checks).

Personal Contract Hire in many ways combines maximum flexibility with your choice of vehicle with the benefit of driving a brand new car every few years.

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You are here: Home > Car Finance > Personal Contract Hire is a part of Cambria Automobiles plc, Swindon Motor Park, Dorcan Way, Swindon, SN3 3RA registered in England and Wales company registration number 05754547 VAT no GB 218 1290 83. Cambria Automobiles (South East) Limited is authorised and regulated by the Financial Conduct Authority (FCA) - FRN 308872. See company details.

We are a credit broker not a lender; we will assess your needs and introduce you to a limited number of finance providers who offer a limited range of finance products. No fees are payable by you for our Finance & Insurance Services. In most cases we are paid a fee by the provider for introducing you to them.

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