Personal Contract Hire PCH

Personal Contract Hire (PCH) or Lease Purchase is a form of long term rental. This is perfect for those who know they will be looking to move in to another car once the car finance agreement period is over.

PCH works in a similar way to Personal Contract Purchase (PCP) but the main difference is that the ownership of the vehicle will not be assumed at the end of the agreement period. Instead, the car would be handed back by you without any further financial obligation or one-off payments. At this point however another vehicle could be chosen under the same scheme (subject to credit and status checks).

Personal Contract Hire in many ways combines maximum flexibility with your choice of vehicle with the benefit of driving a brand new car every few years.

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